CarAndVan.com has a range of personal car finance options
Private users can benefit from personal car finance options that include:
- Low deposit
- Rental agreement
- Low payments
- Fixed cost rentals
- No mileage limitations
- Up to 60 months
- Early settlement options
Most of the vehicles on our site have options for personal car finance and a quotation on personal lease is included. You may adjust the personal car finance deposit and term.
One of the personal car finance options on offer to CarAndVan.com customers is hire purchase, which has a number of benefits such as:
- Small deposit required
- No mileage limitations
- No residual value
- Repayments up to 60 months
- No VAT on rentals
- Simplest type of agreement
- Vehicle is yours after the last payment is made.
- Lowest amount of interest charged on this type of personal car finance agreement.
Another area of personal car finance is our personal contract purchase service which has a number of great advantages for customers:
- Ownership product
- Small deposit required
- Low rentals
- 3 options at end of contract
- Hand the vehicle back and start again (no penalties or fees)
- Refinance the balloon over a longer period
- Pay off the balloon and keep the vehicle.
- Pre agreed mileage
- No VAT on rentals
Below you can also see that we have lease purchase as an option at CarAndVan.com, as part of our personal car finance services:
- Similar to Hire Purchase
- Maximum period 60 months
- No mileage limitations
- Ownership product
- Balloon payment at the end to keep the personal car finance payments down.
Helpful Hints about CarAndVan.com personal car finance services
- Pay as large a deposit as you can comfortably manage
- Shorten the repayment period as far as possible within your budget
- Pick your ideal car and tell us your monthly budget and we will try and match it to the appropriate personal car finance product.
Consider personal car finance very carefully -
When you are considering a personal car finance credit agreement you should consider all the pros and cons. It is quite a commitment and could mean that you have signed up to pay out a lot of money over a long term period – so this is a good reason to think carefully before making your final decision about your personal car finance.
Before you sign, you should think about if you can afford this personal car finance agreement? Consider the APR and how long the personal car finance agreement is for. Look for the total amount that the company expects you to pay throughout the total length of the loan time and get a quotation in writing so you can think about the personal car finance agreement at home before making a decision.
