Insurance
Finance GAP
A combination of depreciation, low deposit and low payments can often expose you to risk if your car is stolen or written off. You might owe more than your insurance company will pay out.
Finance Gap covers the difference between the amount paid by your insurance company and the balance of the outstanding finance agreement, up to a maximum of £5,000. We offer this product for a one off payment of £190 and it covers you for the lifetime of the finance agreement. Click here for terms and conditions.
One off payment: £190 (can be added to the finance agreement).
Invoice GAP
If you had your 2 year old car stolen or written off would your insurance payout be enough to buy a replacement car at the same original value?
Probably not! Invoice Gap covers the difference between the amount paid from your insurance claim and the original invoice price up to a maximum of £10,000. This enables you to buy a replacement vehicle of any type up to your original invoice value.
Invoice gap premiums can be paid by a one off payment or added to the cash price and repaid through the finance rentals. The invoice Gap payout is additional to your insurance payout. Click here for terms and conditions.
2 yr cover £245
3 yr cover £299
Credit Protection Insurance
The CPI that we offer covers Life, accident, sickness and unemployment (redundancy and business failure).
The premium is 12% of the monthly finance rental.
Features:
- Life – outstanding balance at death including any balloon payment to a max of £50,000.
- Accident and sickness – after 30 days makes 1 payment, 30 days thereafter to a maximum of 12 months.
- Unemployment – off work and in receipt of Jobseekers allowance for 30 days, pay 1 month and 30 days thereafter to a maximum of 12 months.
Eligibility - aged 18-65, UK resident, employed and in work for at least 16 hours per week. Click here for terms and conditions. Pre-existing conditions do not qualify.
